:root{font-family:Arial,Helvetica,sans-serif;color:#111;background:#fff;--yellow:#ffda19}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible{outline:3px solid #806800;outline-offset:5px}h1,h2,h3,p{margin:0}a,svg{transition:transform .2s,background .2s}.wrap{padding-left:max(30px,calc((100vw - 1220px)/2));padding-right:max(30px,calc((100vw - 1220px)/2))}.skip{position:absolute;left:20px;top:-100px;background:#111;color:#fff;padding:15px;z-index:20}.skip:focus{top:15px}.topline{padding:10px 30px;background:#f6f5f1;display:flex;justify-content:space-between;font-size:11px;letter-spacing:.1em}.topline a{letter-spacing:0}.nav{display:flex;justify-content:space-between;align-items:center;padding-top:24px;padding-bottom:24px;gap:25px}.brand{display:block;flex-shrink:0;width:205px;height:70px;background:#fff url('/assets/brand.webp') no-repeat 5.3% 50% / 232% auto}.nav nav{display:flex;align-items:center;gap:32px;font-size:14px}.button{display:inline-flex;justify-content:space-between;align-items:center;gap:40px;padding:22px 28px;background:var(--yellow);border-radius:3px;font-size:17px;font-weight:600}.button:hover{transform:translateY(-2px)}.button.small{font-size:14px;padding:14px 20px;gap:24px}.hero{text-align:center;padding-top:65px;padding-bottom:40px}.eyebrow{font-size:11px;letter-spacing:.16em;line-height:1.5;font-weight:600}.hero h1{font-size:clamp(44px,5.8vw,80px);line-height:1.05;letter-spacing:-.065em;margin-top:22px;font-weight:700}.yellow{color:var(--yellow)}.intro{font-size:23px;color:#555;margin-top:22px;letter-spacing:-.03em}.choices{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:55px}.choice{border:1px solid #cececa;border-radius:4px;min-height:124px;display:flex;align-items:center;text-align:left;padding:25px;gap:20px}.choice:hover{background:#fff9d6;border-color:#111}.choice svg{width:42px;height:42px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.choice:hover svg{transform:translateY(-3px)}.choice strong{display:block;font-size:21px;letter-spacing:-.035em}.choice small{display:block;color:#656561;font-size:13px;margin-top:6px}.choice>span:last-child{margin-left:auto;font-size:23px}.neighborhood{height:350px;position:relative;overflow:hidden;margin:0 22px;background:#28372a}.neighborhood img{width:100%;height:100%;object-fit:cover;object-position:center 48%}.neighborhood:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,transparent 35%,#061007a6)}.photo-copy{position:absolute;right:max(40px,calc((100vw - 1200px)/2));top:50%;transform:translateY(-50%);z-index:1;color:#fff}.photo-copy h2{font-size:44px;line-height:1.05;letter-spacing:-.045em;margin-top:16px}.process{padding-top:95px;padding-bottom:95px}.section-heading h2{font-size:clamp(34px,4.1vw,53px);line-height:1.08;letter-spacing:-.055em;margin-top:16px;font-weight:500}.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin:50px 0 0}.steps li{border-top:1px solid #ccc;padding-top:24px}.number{background:var(--yellow);display:inline-grid;place-items:center;border-radius:50%;width:44px;height:44px;font-size:13px;margin-bottom:22px}.steps h3{font-size:21px;letter-spacing:-.03em;font-weight:500}.steps p{font-size:16px;line-height:1.6;color:#666;margin-top:12px;max-width:320px}.details{padding-top:70px;padding-bottom:85px;background:#f7f7f4}.details .section-heading{margin-bottom:48px}.details article{display:grid;grid-template-columns:180px 1fr 125px;gap:35px;align-items:start;border-top:1px solid #ccc;padding:34px 0;scroll-margin-top:28px}.index{font-size:11px;letter-spacing:.13em;padding-top:8px}.details h3{font-size:28px;font-weight:500;letter-spacing:-.035em}.details article p{color:#62625e;font-size:16px;line-height:1.6;max-width:530px;margin-top:12px}.details article>a{font-size:14px;padding:8px 0;border-bottom:1px solid #222;display:flex;justify-content:space-between}.contact{background:var(--yellow);padding-top:65px;padding-bottom:65px;display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.contact h2{font-size:clamp(48px,6vw,78px);letter-spacing:-.06em;line-height:1.02;font-weight:500;margin:22px 0}.contact>div>p:last-child{font-size:18px}.contact-actions{max-width:390px;margin-left:auto;width:100%}.dark{background:#111;color:#fff;width:100%;font-size:18px}.email{display:flex;justify-content:space-between;padding:23px 0;border-bottom:1px solid #1116;font-size:18px}.contact-actions .care{font-size:12px!important;line-height:1.6;margin-top:18px;max-width:360px}footer{padding-top:40px;padding-bottom:30px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:30px;padding-bottom:30px}.footer-top>div{display:flex;gap:25px;font-size:12px}.legal{border-top:1px solid #ddd;padding-top:20px;font-size:11px;color:#62625e;line-height:1.7}.legal p+p{margin-top:8px;max-width:950px}.status-page{max-width:760px;margin:12vh auto;padding:30px}.status-page h1{font-size:48px;letter-spacing:-.05em;line-height:1.1;margin:40px 0 20px}.status-page p{font-size:18px;color:#555;line-height:1.6;margin-bottom:25px}.status-page .button{margin-bottom:30px}.status-page .back{display:block;font-size:14px;text-decoration:underline}
@media(max-width:800px){.nav nav{gap:18px}.nav nav>a:not(.button){display:none}.hero{padding-top:40px}.choices{gap:10px}.choice{padding:20px 14px;gap:12px}.choice svg{width:30px}.choice small{font-size:12px}.choice strong{font-size:19px}.choice>span:last-child{display:none}.steps{gap:24px}.details article{grid-template-columns:120px 1fr}.details article>a{grid-column:2;max-width:130px}.contact{gap:30px}.footer-top{align-items:flex-start}.footer-top>div{flex-direction:column;gap:16px}.neighborhood{height:290px}}
@media(max-width:560px){.wrap{padding-left:22px;padding-right:22px}.topline{padding:9px 22px;font-size:9px}.nav{padding-top:18px;padding-bottom:15px;gap:12px}.brand{width:155px;height:54px}.button.small{padding:12px 15px;font-size:12px;gap:12px}.hero{padding-top:38px;padding-bottom:28px}.hero h1{font-size:49px;max-width:330px;margin-left:auto;margin-right:auto}.intro{font-size:19px;max-width:280px;margin:18px auto 0;line-height:1.5}.choices{grid-template-columns:1fr;margin-top:32px;gap:10px}.choice{min-height:87px;padding:18px 22px;gap:20px}.choice svg{width:35px}.choice strong{font-size:20px}.choice small{font-size:13px}.choice>span:last-child{display:block}.neighborhood{margin:0;height:285px}.photo-copy{right:25px}.photo-copy h2{font-size:36px}.photo-copy .eyebrow{font-size:9px}.process{padding-top:60px;padding-bottom:60px}.steps{grid-template-columns:1fr;gap:30px;margin-top:35px}.steps li{position:relative;padding:26px 0 0 66px;min-height:110px}.number{position:absolute;left:0;top:24px}.steps p{margin-top:8px}.details{padding-top:50px;padding-bottom:40px}.details article{grid-template-columns:1fr;gap:15px;padding:28px 0}.details article>a{grid-column:1}.details h3{font-size:27px}.contact{grid-template-columns:1fr;gap:35px;padding-top:50px;padding-bottom:45px}.contact-actions{margin:0;max-width:none}.footer-top{flex-direction:column}.footer-top>div{flex-direction:row;flex-wrap:wrap;gap:18px}.status-page{margin:6vh auto}.status-page h1{font-size:40px}}
.nav nav{margin-left:auto}.nav>.button{flex-shrink:0}
/* Keep the headline period circular, independent of the font's square glyph. */
.hero h1 .yellow{display:inline-block;width:.14em;height:.14em;margin-left:.025em;border-radius:50%;background:var(--yellow);color:transparent;overflow:hidden;vertical-align:baseline;letter-spacing:0}
/* Code-drawn icons cannot turn into platform emoji. Match the loan line art. */
.ui-icon{display:inline-block;width:20px;height:20px;flex:none;vertical-align:-.2em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.choice .ui-icon{width:20px;height:20px}.choice:hover .ui-icon{transform:none}
.paper-icon .ui-icon{width:26px;height:26px}
.scene-controls .ui-icon{width:17px;height:17px}
#demo-replay .ui-icon{width:15px;height:15px;margin-left:4px}
.text-link .ui-icon{width:18px;height:18px}
/* Keep small helper text legible on white and the warm demo backgrounds. */
.portal .portal-kicker,.portal .paper small,.portal .message small{color:#626262}
.text-link{display:inline-flex;align-items:center;gap:18px;min-height:44px;text-decoration:underline;text-underline-offset:5px}
.borrower-preview{display:grid;grid-template-columns:1.4fr 1fr;align-items:center;gap:50px;padding-top:38px;padding-bottom:42px;background:#f8f7ef;border-top:1px solid #e4e2d8}
.borrower-preview h2{font-size:clamp(28px,3vw,39px);line-height:1.2;letter-spacing:-.045em;margin:14px 0}
.borrower-preview p:not(.eyebrow){font-size:15px;line-height:1.7;color:#555;max-width:490px}
.borrower-preview .preview-action>p{font-size:12px;max-width:330px;margin-top:12px}
.preview-action .text-link{font-size:17px;font-weight:600}
.partner-note{display:grid;grid-template-columns:1fr auto;gap:8px 32px;align-items:center;padding-top:28px;padding-bottom:24px;background:#f6f5f1;border-bottom:1px solid #ddd}
.partner-note h2{font-size:18px;letter-spacing:-.02em;font-weight:600}
.partner-note p{font-size:13px;line-height:1.6;color:#555;margin-top:5px}
.partner-note-links{display:flex;gap:24px;font-size:13px;flex-wrap:wrap}
.partner-note .partner-disclaimer{grid-column:1/-1;font-size:11px;max-width:850px}
@media(max-width:650px){.borrower-preview,.partner-note{grid-template-columns:1fr;gap:20px}.borrower-preview{padding-top:30px;padding-bottom:30px}.partner-note{gap:10px}.partner-note-links{gap:20px}.borrower-preview .preview-action>p{max-width:none}}
.faq{display:grid;grid-template-columns:1fr 1.15fr;gap:70px;padding-top:75px;padding-bottom:80px}
.faq h2{font-size:clamp(30px,3.5vw,44px)}
.faq details{border-top:1px solid #ccc}.faq details:last-child{border-bottom:1px solid #ccc}
.faq summary{padding:23px 32px 23px 0;font-size:17px;line-height:1.5;cursor:pointer;position:relative;list-style:none}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:4px;top:22px;font-size:24px;font-weight:400}.faq details[open] summary:after{content:'−'}
.faq details p{font-size:16px;line-height:1.75;color:#555;padding:0 24px 24px 0}.faq a{text-decoration:underline;text-underline-offset:3px}
summary:focus-visible{outline:3px solid #806800;outline-offset:4px}
@media(max-width:800px){.nav{flex-wrap:wrap;gap:12px}.nav>.button{margin-left:auto}.nav nav{order:2;width:100%;justify-content:space-between;gap:12px}.nav nav>a:not(.button){display:inline-flex;align-items:center;min-height:44px}.partner-contact,.faq{gap:35px}}
@media(max-width:560px){.nav nav{font-size:12px;flex-wrap:wrap;gap:4px 14px}.nav nav .button{margin-left:auto}.partner-contact,.faq{grid-template-columns:1fr;padding-top:45px;padding-bottom:45px;gap:28px}.partner-contact .button{width:100%}.faq summary{font-size:16px}.topline a,.topline button{min-height:36px;display:inline-flex;align-items:center}.topline>span{align-self:center}.hero-actions p{line-height:1.6}}
/* The supplied reference embeds the photo in a full design board. Show only
   its clean photographic strip; never display the baked-in interface/text. */
.neighborhood img{position:absolute;top:0;left:0;width:max(160%,1500px);max-width:none;height:auto;transform:translateY(-34.25%)}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}a,svg{transition:none}.button:hover,.choice:hover svg{transform:none}}