Mortgage Loan Officer Job Position

Job Description

We are seeking a Loan Officer to join our team! The Loan Officer is responsible, building rapport with the customer, determining the customer’s needs, taking applications, quoting fees and interest rates, as well managing the transaction from application through closing. We are seeking a highly motivated, ethical, team player who is looking to be part of a company with a great future in lending. We offer a tremendous opportunity for growth, compensation, and benefits.


  • Taking thorough and complete applications
  • Collecting and reviewing initial documentation needed for submission to processing
  • Pricing loans, quoting fees and interest rates
  • Managing CRM to include maintaining notes in the client record, effectively working follow-up tasks, and ensuring data relating to communications and the status of leads is accurately documented
  • Running automated approval systems, understanding the findings, and correcting errors in the system as needed
  • Advise the customer on the best loan program for their needs
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits


  • Knowledge of industry standards for income, asset, credit, and appraisal approval
  • Strong attention to detail and written communication
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment
  • NMLS license


  • Minimum 2 years as a licensed loan officer
  • Familiarity with Fannie, Freddie, FHA, VA, USDA, and portfolio mortgage lending
  • Understanding of loan Program guidelines
  • Ability to acquire all necessary licenses to in accordance with your state’s requirements

Key City Lending Inc is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.