Our Blog

Un Prestamo Hipotecario para la Administración de Veteranos es un beneficio militar muy útil. Los préstamos de VA (Administración de Veteranos) está garantizado por el Departamento de Asuntos de Veteranos de los EE.

A Veterans Administration Home Loan is a very useful military benefit.  The VA Loan is guaranteed by the U.S. Department of Veteran Affairs and was created specifically for veterans, active duty, guards, reserve members and military spouses to become homeowners with more ease than with the conventional loan requirements.

La respuesta es SI! El Numero De Identificacion Fiscal se emiten a los inmigrantes residentes y no residentes para proposito de reporter impuestos. Para las personas que no son elegibles para el numero de Seguro Social, solicitar por un numero ITIN  es un buen caso para un inmigrante sin residencia contibuir a nuestras comunidades y economia

The answer is yes! Individual Tax Identification Numbers are issued to both resident and nonresident immigrants for tax reporting purposes.  We at Key City Lending specialize in ITIN Loans and our goal is to bring our expertise and knowledge to help everyone eligible to become a homeowner.

Have you heard about our Bank Statement Mortgage Program?  This new program is for business owners and the self-employed that finally allows founders, job creators, and various originators that have built their businesses and livelihoods to qualify for a  mortgage loan.

So you are thinking of refinancing your loan? This can be a money-saving move but not in every situation. How does refinancing work? First of all, you need to understand your financial situation to determine if refinancing will save you money and get you a lower interest rate

If your debt is unpaid for several months you are at risk of getting your account sent to a debt collector.  Once the debt collector has received your balance part of their practice is to list the account on your credit report.  This hurts your credit score and will remain on your report. 

So you have decided to take the big step and buy your first home.  This can be an exciting as well as a nerve-racking time of your life.  You've never bought a home so you don't know what to expect or what is needed.  With doing a little financial homework we have put together 5 tips for first-time homebuyers.