Our Blog

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Can I Get A Mortgage Loan Using My ITIN?

The answer is yes! Individual Tax Identification Numbers are issued to both resident and nonresident immigrants for tax reporting purposes.  We at Key City Lending specialize in ITIN Loans and our goal is to bring our expertise and knowledge to help everyone eligible to become a homeowner.

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Calling All Business Owners and Entrepreneurs!

Have you heard about our Bank Statement Mortgage Program?  This new program is for business owners and the self-employed that finally allows founders, job creators, and various originators that have built their businesses and livelihoods to qualify for a  mortgage loan.

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So You Are Thinking Of Refinancing Your Loan?

So you are thinking of refinancing your loan? This can be a money-saving move but not in every situation. How does refinancing work? First of all, you need to understand your financial situation to determine if refinancing will save you money and get you a lower interest rate

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Remove a Collection Off Your Credit Report

If your debt is unpaid for several months you are at risk of getting your account sent to a debt collector.  Once the debt collector has received your balance part of their practice is to list the account on your credit report.  This hurts your credit score and will remain on your report. 

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5 tips for first time homebuyers

So you have decided to take the big step and buy your first home.  This can be an exciting as well as a nerve-racking time of your life.  You've never bought a home so you don't know what to expect or what is needed.  With doing a little financial homework we have put together 5 tips for first-time homebuyers.

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3 Essential Apps for Seniors

Smartphones are an essential part of everyone’s lives and are meant to make daily tasks easier and more convenient.  Along with some basic features as making phone calls, sending text messages and capturing photos, smartphones help manage life all in one device.

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